ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank.
ALAT is built from scratch to be entirely digital, making all banking services available to you anywhere you can access the internet. A banking app is just an app offering some banking services, not a full digital experience: you’ll still need to go to the bank to get a debit card and activate it, request your…
ALAT will save you time with a simple account opening process that takes less than five minutes, help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payments feature and deliver a free debit card you can activate, lock and unlock from your phone…
You can use ALAT on iOS and Android devices.
You can open an ALAT account easily on from your phone. Install ALAT from the Apple App Store or the Google Play Store, open the app and sign up with your Bank Verification Number and a valid phone number.
Central Bank regulations require you to have a BVN to own a fully functional account. We need your BVN to automatically retrieve your personal information so you won’t need to fill a lengthy form when signing up.
Opening an ALAT account from your phone takes about five minutes, a lot quicker than going to a regular bank to open an account.
An ALAT account is a standard savings account. More account options will be available in the future.
You will need to upload a photo of a valid means of identification (a government-approved ID card), a photo of a utility bill (not older than 3 months) and your passport photograph.
The standard Central Bank requirements for opening a standard savings account apply to ALAT: you will need to upload a picture of your international passport, your driver’s license, your national identity card or your permanent voter’s card.