Savings
financial Intelligent quotient - a laptop on the bed with event tickets

HOW TO SECURE YOUR BANK ACCOUNTS IN THE CASE OF THEFT

Unfortunately, it’s no longer news that there’s been a rise in insecurity and thefts, and most victims report having their phones which hold valuable information like their banking apps stolen along with their debit cards.  In this article, we will be sharing ways you can secure your bank accounts and other valuable information in a situation of theft.    Erase your phone data. You must be wondering how you can erase data from a phone if your phone just got stolen, however, thanks to the integrating nature of Apple and Google services, you can access, track, and delete data from any device linked to your Apple ID on apple, and google account on Andriod devices.   So if you’re reading this and haven’t integrated your devices into either of these services, this is where you do that before going on.     How to erase your stolen Apple Device using iCloud for IOS  1.Log in to your Apple ID on iCloud.com  2.In Find My iPhone, click all devices, then select the device you want to erase. If you don’t see All Devices, it’s because you’ve already selected a device.  3. Click the name of the current device in the centre of the toolbar to access the Devices list, then select a new device.  4.Click Erase [device].    How to erase your stolen Android phone using Google Service   1.Open a browser, If you’re using someone else’s device, use private browsing mode.  2.Open your Google Account.  3.In the “Security” section, find “Your devices.” Select Manage devices.  4.Select the lost phone, tablet, or Chromebook. You’ll see the last time the device was used, and the last city it was in.  5.Next to “Account Access,” select Sign out. Follow the on-screen instructions to remove access to your Google Account and connected apps on your device.​   If you’re using someone else’s device, when you’re done, don’t forget to sign out by closing private browsing mode.   Block your debit cards. These days bank make blocking your account in the case of theft very much accessible through ussd  or their banking apps. If your cards get stolen you can block your accounts using your phone to access your app or USSD.  In some cases like with Wema bank, you can block your card via text as well Just send CARD ATM OFF to 33352 using your registered number with them.  However, if your registered number was stolen, call your bank immediately and have them block it for you.     While no one ever hopes to be a victim of a robbery, being prepared not only helps you handle the situation better if it does happen, but it also gives you the ability to help others who might find themselves in these tough situation.   

  
Savings
Device loan - buy phone and pay later

Device Loan – Buy Now and Pay later

Are you thinking of getting that latest phone, or do you have to change your laptop? With an ALAT device loan, you can get a quick mobile loan to buy that device and pay for it later. You can pick what device you want from the app and either pick it up from a vendor…

  
Savings
ussd codes banking - 945 alat transfer code for-transfer

ALAT USSD Codes and all You Can Achieve with It

USSD stands for Unstructured Supplementary Service Data for your information. It has a lot of usefulness and in this article, we will elaborate on what USSD codes are, the unique features of ALAT *945# USSD codes, how they work, what you can use the USSD code to achieve and so much more.  What is USSD…

  
Savings
ussd codes banking - 945 alat transfer code for-transfer

*945# USSD – How to Activate ALAT Transfer Code

What is ALAT Transfer Code? There was once a time where any and every transaction required your physical presence at the bank, and the queues never seemed to end. Thankfully, bank codes have come to the rescue, and all of those experiences are now stories of the past. From the comfort of your bedroom and…

  
Savings
Emergency funds

FIVE STEPS TO START AN EMERGENCY FUND

It’s a fact that in life unexpected emergencies happen. To some people, It could be a blown transmission on the car, or even worse, the loss of a job. Whatever the situation might be, how prepared you are can make all the difference in a stressful time.  But among the many things covid has taught…

  
Savings
interest rate on savings deposit and savings interest rate on alat

Savings Interest rate on ALAT is goal, Here is why

Savings is any amount put aside from income, or pocket money, or gifts as the case may be while the savings interest rate is the rate interest is added to the amount put aside in simple terms.  And we’ve all gone through this phase. First, you learn first-hand the wisdom in having savings, probably before…

  
Savings
ALAT Business bank account sign up within 2 minutes

Open a Business Bank Account on ALAT from your Phone

Banking, as well as business bank account, has been around in one form or another across varying cultures. Banking even existed before the advent of currencies and paper notes. It began with the Romans who created a creditor-debtor lending method that moved from their temples to formal institutions fully backed by the law. Banks have…

  
Savings
ALAT Payday loan or loans

PayDay loan with ALAT, and How to Apply

In this post, we’ll provide an all-encompassing rundown of a payday loan in Nigeria, how to get one from ALAT, and a detailed explanation of why payday loans are the ultimate lifesavers! What’s a Payday loan? Why payday loans? What is ALAT Payday Loan? What are the requirements of the ALAT Payday loan? What are…

  
Savings
Get out of loan on low income

FIVE STEPS TO GET OUT OF DEBT ON A LOW INCOME

So you’ve taken a loan but the economic situation is different from when you first got it, hence making paying it off seem impossible. Perhaps you didn’t get the salary raise you hoped for or your investments didn’t pay as much, now you’re stuck in debt as your credit score suffers every day you default….

  
Savings

LOANS 101: LEARN THE BEST WAYS TO BORROW MONEY IN NIGERIA

Just like most important aspects of adult life, taking out a loan is often a fact that almost everyone needs at some point. It could be for a new home, school fees, or maybe to start a business. Whatever reason you have to borrow money, you must never go in blindsided. In this article, we’ll…

  

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