If you have been an adult long enough, you’d know that the month of December is not for the faint-hearted. Apart from having money, you have to constantly be on your toes, and expect the ‘unexpected’. Because the end-of-year festivities, religious conventions, food prices and transportation cost won’t be smiling.
December is undeniably an exhilarating period and can be an unforgettable season for many. However, one factor that determines how enjoyable it gets is what side of the financial scale you fall – by the beginning, and end of the month.
Here is some advice on how to avoid money issues this December:
Plan your expenditure: You really can’t kill yourself, but it’s better when you create a budget for the month. Also, take stock of your basic household items and make your purchases long before the festivities begin – at least two to three weeks before the holidays. You don’t want to end up paying double for something, simply because it is Christmas. Trust us, you will need the extra cash for more exciting things.
Save towards it: If you want to go as far as Mauritius or Dubai just to ‘gbe body e’, you still have one month to plan and save. We hope you’ve been saving to have the best moments as this year 2019 ends.
Set a spending limit: Self-control can be difficult to achieve. However, ALAT can help you, so instead of relying on your internal resistance to limit your spending, it is much easier to set a spending limit with your ALAT app. Remember, December can be a breeze, and it will only be a blink before January comes knocking with the bills. To ensure you don’t overspend, set a limit, remember January has like 63 days.
Have a Detty December: It’s been a long year and you definitely deserve a break. After all, is said and done, let loose, live your best life and have the dettiest December yet!