quick loans

Quick Loans in Nigeria

Quick Loans

As with everything else on ALAT, you can now apply for a quick loan without paperwork, no visitation to any physical location, and response time between acceptance of offer and loan disbursement is in minutes. You can now borrow as much as N2,000,000 (Two million naira) without collateral.

Get Quick Loan Now on Android | Quick Loan on iOS


Instant loan - ALAT by WEMA Instant Loans with ALAT App

How it Works

  • Login to ALAT or sign-up if you have not
  • From the menu items, click on ‘’Loans’’
  • Read through and understands ALAT disclaimer
  • Upon successful credit evaluation and checks, a loan offer is presented with duration and applicable interest based on the user’s current risk score
  • Read through and accept the Terms & Conditions which will contain consent to having your account debited for repayment at loan due date and provide your debit card details to be debited
  • Your account will be immediately credited.


Paying back your loan

  • At the payback date if the instant loan is still outstanding you will get a repayment notification after which your account will be automatically debited
  • The customer gets a repayment notification
  • You may also wish to repay the instant loan before the payback date from the Bills Payment option on the menu
  • For more information, please follow this link to our Frequently Asked Questions.

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